Financial Innovation & Fintech


Financial Innovation & Fintech

As one of the earliest Chinese law firms to establish a financial innovation and fintech practice, we have provided extensive, in-depth, comprehensive, and professional legal services for numerous clients both at home and abroad. Years of practice has enriched us with ample practical experience and won us multiple awards from reputable legal media and rating agencies such as Chambers Asia Pacific and The Legal 500.


Our clientele includes banks and other financial institutions, non-bank payment institutions, internet giants, artificial intelligence companies, big data companies, cloud computing companies, and loan facilitation institutions. Most noticeably, we provide all-round legal services regarding financial innovation and fintech for many influential Chinese and international banks and financial institutions, multinationals, and internet leading players.


Our services encompass routine compliance review and counseling, due diligence, business qualification review, business model review, product design, transaction structuring, legal analysis, capital movement analysis, financial marketing review, improvement of internal control and risk control systems, business formation, M&A/investment, financing, major business negotiations, dispute resolution, and listing. Our group evinces a laudable level of expertise and is adept at advising on various complicated new business lines in the financial innovation & fintech sector.

Scope of Services

  • Fintech subsidiaries of banks
  • Digital banks
  • Online lending of commercial banks
  • Non-bank payment institutions
  • Artificial intelligence
  • Big data
  • Cloud computing
  • Block chain
  • E-contracts and e-signatures
  • Data compliance and protection of personal financial information
  • Loan facilitation
  • Syndicated loans
  • E-commerce business of banks
  • Personal credit
  • Business credit
  • Online insurance
  • Online micro-lending